Most of the questions buyers ask me — "What will my payment be?" "Should I keep renting?" "How does homestead work in Florida?" — have answers you can pull up in a few minutes. Here are the tools and plain-English guides I send clients most often.
Estimate your monthly principal, interest, taxes, insurance, and PMI. Includes Florida-specific tax and insurance assumptions so the number is closer to what you'll actually pay.
Should you keep renting, or buy now? Compare 5-year and 10-year financial outcomes for renting vs. buying in Jacksonville, factoring appreciation, maintenance, and opportunity cost.
How to file, deadlines, the $50,000 exemption, Save Our Homes cap, and what it actually saves you per year. Updated for the current tax year.
X, AE, VE — what the FEMA zones mean, when flood insurance is required, and how to check the zone before you make an offer on any home.
Up to $35,000 in down-payment and closing-cost help for Florida teachers, nurses, first responders, military, and other eligible workers. Who qualifies and how to apply.
Selling a home you have owned for decades? How the $250,000/$500,000 primary residence exclusion works, cost basis, and why Florida sellers usually owe far less than they fear.
Most of what buyers really need is a real conversation. 15 minutes on the phone and I can usually tell you exactly what to do next.