Most of the questions buyers ask me — "What will my payment be?" "Should I keep renting?" "How does homestead work in Florida?" — have answers you can pull up in a few minutes. Here are the tools and plain-English guides I send clients most often.
Estimate your monthly principal, interest, taxes, insurance, and PMI. Includes Florida-specific tax and insurance assumptions so the number is closer to what you'll actually pay.
Should you keep renting, or buy now? Compare 5-year and 10-year financial outcomes for renting vs. buying in Jacksonville, factoring appreciation, maintenance, and opportunity cost.
How to file, deadlines, the $50,000 exemption, Save Our Homes cap, and what it actually saves you per year. Updated for the current tax year.
X, AE, VE — what the FEMA zones mean, when flood insurance is required, and how to check the zone before you make an offer on any home.
Type in any address and see its FEMA flood zone and mapped wetlands on one map. Check it before you write the offer, not after the insurance quote.
Up to $35,000 in down-payment and closing-cost help for Florida teachers, nurses, first responders, military, and other eligible workers. Who qualifies and how to apply.
Selling a home you have owned for decades? How the $250,000/$500,000 primary residence exclusion works, cost basis, and why Florida sellers usually owe far less than they fear.
Most of what buyers really need is a real conversation. 15 minutes on the phone and I can usually tell you exactly what to do next.