Chris Moore @ Momentum Realty · Duval · Clay · St. Johns · Nassau · Bradford Counties · Northeast Florida
904-606-9163 · cmgroup904@gmail.com
FOR BUYERS

Find your home, and buy it right.

First-time buyer, move-up, military PCS, or relocating to Northeast Florida. I'll guide you from pre-qualification through closing with straightforward advice every step of the way.

From Chris

Hey, I'm Chris.

If you're buying a home in Northeast Florida, I want to be the one in the trenches with you. Marine Corps veteran, 10+ years local, 5.0-star Google rating across 107 verified clients. I show up at every showing, every inspection, every closing. Let's talk about what you're looking for.

Schedule a Call
The Process

Six steps from "interested" to "keys in hand"

1

Consultation

30-minute call. We talk about what you want, your timeline, budget, and non-negotiables.

2

Pre-Approval

I'll introduce you to two or three trusted local lenders (including VA specialists) and you pick one.

3

Search

You get a private MLS portal. We tour homes that fit. I read between the listing-photo lines.

4

Offer

We craft an offer that wins without overpaying. I handle negotiation and contingencies.

5

Inspection & Loan

I coordinate inspectors, appraisers, and your lender. Anything ugly gets renegotiated.

6

Closing

I'm at the table with you. Keys in hand. Welcome home.

Why Work With Me

Buyer's-agent specialties

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Military & VA Buyers

USMC veteran. I know VA loans, PCS timelines, and which lenders move fast for active-duty buyers.

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First-Time Buyers

Step-by-step coaching from pre-approval through keys-in-hand. No jargon. No rush. Plenty of questions welcome.

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Relocation

Moving to Jacksonville from out of state? I run virtual tours, handle inspections remotely, and have your back through closing.

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Move-Up Buyers

Buying and selling at the same time? I'll coordinate timing so you don't end up with two mortgages or no place to live.

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Investor-Friendly

Rental, flip, or buy-and-hold, we'll talk cap rate, ARV, and exit strategy. I run an investment company too.

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New Construction

Builder negotiations, design-center walk-throughs, inspection oversight. The builder's agent doesn't represent you. Nassau, Duval, Clay, St. Johns, Baker and Putnam.

Read the guide →
Deep Dives

Buyer guides

Common Questions

Buyer FAQ

How much do I need for a down payment?

It depends on the loan: VA loans can be 0% down for eligible buyers, FHA is typically 3.5%, and conventional loans range from 3% to 20%. Teachers, nurses, first responders, and military may also qualify for up to $35,000 in down-payment help through the Florida Hometown Heroes program. Once you have a target price, plug it into the mortgage calculator to see the full monthly cost — then I'll connect you with a lender who'll lay out actual numbers for your situation, no obligation.

What does a buyer's agent cost me?

Broker compensation is fully negotiable and not fixed by law. In many transactions, home sellers agree to offer concessions or cover buyer broker fees in the purchase contract. We walk through the agreement and Total Cost of Sale in full before touring homes. Read our complete Florida Buyer Brokerage Agreement Guide for full details.

I'm relocating from out of state. How does that work?

I run virtual tours via FaceTime or Zoom, walk you through neighborhoods on Google Maps, and handle the in-person stuff (inspection, walk-through, closing) when you can't be here. Many of my clients buy without setting foot in Florida until closing day.

How long does the buying process take?

From pre-approval to keys in hand is typically 30-45 days once we go under contract. The search phase varies, some buyers find their home in a weekend, others take 3-6 months.

What about inspection issues?

I help you read the report, negotiate repairs or credits with the seller, and walk away from a deal if something major comes up. The inspection contingency exists to protect you.

Ready to start your search?

A 15-minute call will tell us if working together makes sense. No pressure, no obligation.