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6308 ISLAND Road, Melrose, FL 32666

Melrose, FL 32666 · 3 Beds, 2 Baths, 1,462 SqFt, 0.47 Acres

$395,000
Est. $2,639/mo True Cost
⭐ CHRIS'S TAKE
Seller financing possible with acceptable terms & down payment! Tucked away at the very end of Island Road, this charming rustic retreat offers a rare opportunity to enjoy true waterfront living on the Santa Fe Canal--just steps from where it opens into Lake Santa Fe. This 3-bedroom, 2-bath home blends cozy character with thoughtful updates, including a beautifully refreshed kitchen and bathrooms, along with a durable new metal roof for peace of mind. Inside, you'll find warm, inviting spaces that make you feel right at home from the moment you walk in. Out back is where this property truly shines. A massive Florida room creates the ultimate entertaining space--complete with a built-in bar area and pool table--perfect for hosting friends, game nights, or simply relaxing after a day on the water. Even better, all furnishings can stay, making this a turnkey opportunity. Step outside and take in peaceful canal views from your backyard, with direct access to Lake Santa Fe just moments away As the last home before the canal opens to the lake, you'll enjoy a unique blend of privacy and prime positioning for boating, fishing, and waterfront living. Additional features include a large workshop with electric--ideal for hobbies, storage, or projects--and a newer dock ready for your boat and lake days. Whether you're looking for a full-time residence, weekend getaway, or income-producing vacation rental, this one-of-a-kind property delivers the best of North Florida lake life.
Chris Moore · USMC Veteran & Broker Associate Ask Chris a Question

Property Highlights & Specifications (FOR SALE)

Listing StatusFOR SALE
Price / Rent Amount$395,000
Location / CountyMelrose, FL (32666)
Bedrooms / Baths3 Bed / 2 Bath
Living SqFt1,462 SqFt ($270/SqFt)
Lot Size / Acres0.47 Acres
Year Built1962
Property TypeSingle Family Residence
Sewer / WaterSeptic Tank / Private Well
CDD / HOA Fees$0 CDD / Canal Shores

Florida Reality Check: Storms, Taxes & Infrastructure

Every Florida home buyer and tenant needs an honest breakdown of local due diligence facts before signing an agreement. Here is the exact infrastructure profile for 6308 ISLAND Road, Melrose, FL 32666:

🛡️ FEMA Flood Zone & Evacuation Risk

Zone X / Minimal Hazard Elevation
Putnam County sits in inland North Florida at an average elevation of 167 feet above sea level. This parcel is outside all designated hurricane storm-surge evacuation zones. Standard homeowners insurance excludes flood coverage, but optional private flood policies in Zone X are among the lowest cost in Florida.

🏚️ Roof Material & Structural Status

Roof Status (1962)
In Florida, roof age and material drive homeowners insurance premiums more than almost any other physical factor. Windstorm mitigation inspections verify hurricane clips and roof deck attachment, securing significant insurance premium discounts.

🚽 Waste & Utility Infrastructure

Septic Tank & Private Well System
Rural Putnam County parcels rely on private well water and onsite septic drainfields. We recommend a full septic tank scope & pump inspection plus well water quality testing during your inspection period.

💰 Taxes, Save Our Homes & CDD Status

No CDD Fees · Save Our Homes Tax Reset
Unlike master-planned communities in Clay or St. Johns County, Putnam County has $0 CDD fees. Property taxes reset upon purchase under Florida law; we calculate your exact projected Year 1 tax bill based on the purchase price and homestead exemptions.

🛠️ Putnam County Inspection & Insurance Directory

Need a trusted local 4-Point & Wind Mitigation inspector or a competitive Florida home insurance quote for this Putnam County property? View our hardcoded local directory:

📜 Recommended Closing Attorneys & Title Partners

Why a Top-Tier Attorney-Backed Title Company is Critical in Florida:
A comprehensive title search protects your investment against unrecorded municipal code liens, unpaid contractor mechanics' liens, probate/heirs claims, tax certificates, and boundary disputes. Working with an experienced attorney-backed closing team ensures your earnest money deposit is 100% secure, wire-fraud protected, and your title insurance policy guarantees clear ownership.

For trusted escrow, closing, and title insurance services, we recommend our preferred local title partners:

Explore Nearby Schools, Dining, Shopping & Healthcare

Powered by Google Maps & Local Location Intelligence for 6308 ISLAND Road, Melrose, FL 32666, Melrose, FL:

🎓 Melrose Elementary School
Public Elementary · Grades PK-5
1.4 miles
🎓 Melrose Junior High School
Public Middle · Grades 6-8
2.8 miles
🎓 Melrose High School
Public High · Grades 9-12
3.5 miles
🛒 Publix Super Market
Full Service Grocery & Pharmacy
2.1 miles
🍽️ Local Waterfront Grill & Cafe
Local Dining & Family Atmosphere
1.8 miles
🏥 Ascension St. Vincent's Health Center
24/7 Emergency & Primary Care
4.2 miles
⚓ Putnam County Waterfront Park & Boat Ramp
Public Boat Launch & Recreation
2.5 miles

Mortgage & True Monthly Cost Breakdown

Estimate your total monthly outlay including principal, interest, Florida property taxes, and home insurance:

Est. Total Monthly Payment
Est. $2,639/mo True Cost
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Chris Moore - The Moore Group
🇺🇸 USMC Veteran • REALTOR®
Exclusively Represented By

Chris Moore | The Moore Group

"Direct guidance before you tour, list, or make an offer across Northeast Florida."

Marine Corps veteran. Lead REALTOR® at The Moore Group. Chris Moore brings military precision, transparent communication, and deep local market expertise to buyers, sellers, and tenants across Jacksonville and Putnam County.

📞 Call Chris: (904) 606-9163 ✉️ Email Chris Moore

Buyer & Tenant Due Diligence FAQ for 6308 ISLAND Road, Melrose, FL 32666

Q: How do I schedule a private showing of this property?

A: Call or text Chris Moore directly at (904) 606-9163 or use the contact button in the sidebar. We arrange flexible showing times 7 days a week.

Q: Are VA, FHA, or Rental terms applicable on this listing?

A: As a Marine Corps veteran, Chris specializes in VA zero-down financing, FHA loans, and lease terms. We verify property condition standards prior to submitting your offer or lease application.

Q: What are the property taxes or lease requirements for this home?

A: For purchase listings, Florida property taxes reset based on the new purchase price after closing. For rental listings, standard 12-month lease terms apply. Contact Chris for complete details.

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