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283 ESTATES Drive, Palatka, FL 32177

Palatka, FL 32177 · 3 Beds, 4 Baths, 3,076 SqFt, 1.2 Acres

$669,000
Est. $4,469/mo True Cost
FOR SALE 283 ESTATES Drive, Palatka, FL 32177 - Main Showcase Image
⭐ CHRIS'S TAKE
Set on a spacious 1.2 +/- acre homesite in Palatka's Blair Estates area, 283 Estate Drive delivers over 3,000 sq ft of thoughtfully designed living space with 3 bedrooms, 3.5 baths, and a standout theater / flex room--perfect for movie nights, a game room, home gym, or office. Inside, you'll find a bright, upgraded interior with high ceilings and crown molding, a custom kitchen with granite countertops and high-end stainless appliances, and comfortable gathering spaces enhanced by two fireplaces. The layout is ideal for privacy and convenience: each bedroom offers its own en-suite bath, plus an additional half bath for guests. The primary suite features a steamer shower & custom closets. You will enjoy the oversized laundry room for additional storage. Home is concrete block construction and Newer Roof. Out back, enjoy Florida living year-round on the large covered lanai overlooking a beautifully maintained setting. A paver driveway and 2-car garage round out the package. Located just minutes to the scenic banks of the St. Johns River, downtown Palatka offers the perfect blend of historic charm, waterfront beauty, and small-town warmth. This walkable district is known for its classic architecture, vibrant murals, and locally owned boutiques and restaurants that give the area a welcoming, hometown feel. Residents enjoy riverfront parks, fishing piers, boating access, and stunning sunset views just steps from their front door. Throughout the year, community favorites like the Florida Azalea Festival and the Blue Crab Festival bring energy and connection to the neighborhood. With nearby outdoor destinations like Ravine Gardens State Park just minutes away, a historic 18 hole public golf course originally designed by Donald Ross in 1925, downtown Palatka delivers a relaxed, nature-rich lifestyle while still offering dining, culture, and entertainment close to home. The community is waterfront living with character, community, and convenience.
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Property Highlights & Specifications (FOR SALE)

Listing StatusFOR SALE
Price / Rent Amount$669,000
Location / CountyPalatka, FL (32177)
Bedrooms / Baths3 Bed / 4 Bath
Living SqFt3,076 SqFt ($217/SqFt)
Lot Size / Acres1.2 Acres
Year Built2008
Property TypeSingle Family Residence
Sewer / WaterSeptic Tank / Private Well
CDD / HOA Fees$0 CDD / Blair Estates

Florida Reality Check: Storms, Taxes & Infrastructure

Every Florida home buyer and tenant needs an honest breakdown of local due diligence facts before signing an agreement. Here is the exact infrastructure profile for 283 ESTATES Drive, Palatka, FL 32177:

🛡️ FEMA Flood Zone & Evacuation Risk

Zone X / Minimal Hazard Elevation
Putnam County sits in inland North Florida at an average elevation of 167 feet above sea level. This parcel is outside all designated hurricane storm-surge evacuation zones. Standard homeowners insurance excludes flood coverage, but optional private flood policies in Zone X are among the lowest cost in Florida.

🏚️ Roof Material & Structural Status

Roof Status (2008)
In Florida, roof age and material drive homeowners insurance premiums more than almost any other physical factor. Windstorm mitigation inspections verify hurricane clips and roof deck attachment, securing significant insurance premium discounts.

🚽 Waste & Utility Infrastructure

Septic Tank & Private Well System
Rural Putnam County parcels rely on private well water and onsite septic drainfields. We recommend a full septic tank scope & pump inspection plus well water quality testing during your inspection period.

💰 Taxes, Save Our Homes & CDD Status

No CDD Fees · Save Our Homes Tax Reset
Unlike master-planned communities in Clay or St. Johns County, Putnam County has $0 CDD fees. Property taxes reset upon purchase under Florida law; we calculate your exact projected Year 1 tax bill based on the purchase price and homestead exemptions.

🛠️ Putnam County Inspection & Insurance Directory

Need a trusted local 4-Point & Wind Mitigation inspector or a competitive Florida home insurance quote for this Putnam County property? View our hardcoded local directory:

📜 Recommended Closing Attorneys & Title Partners

Why a Top-Tier Attorney-Backed Title Company is Critical in Florida:
A comprehensive title search protects your investment against unrecorded municipal code liens, unpaid contractor mechanics' liens, probate/heirs claims, tax certificates, and boundary disputes. Working with an experienced attorney-backed closing team ensures your earnest money deposit is 100% secure, wire-fraud protected, and your title insurance policy guarantees clear ownership.

For trusted escrow, closing, and title insurance services, we recommend our preferred local title partners:

Explore Nearby Schools, Dining, Shopping & Healthcare

Powered by Google Maps & Local Location Intelligence for 283 ESTATES Drive, Palatka, FL 32177, Palatka, FL:

🎓 Palatka Elementary School
Public Elementary · Grades PK-5
1.4 miles
🎓 Palatka Junior High School
Public Middle · Grades 6-8
2.8 miles
🎓 Palatka High School
Public High · Grades 9-12
3.5 miles
🛒 Publix Super Market
Full Service Grocery & Pharmacy
2.1 miles
🍽️ Local Waterfront Grill & Cafe
Local Dining & Family Atmosphere
1.8 miles
🏥 Ascension St. Vincent's Health Center
24/7 Emergency & Primary Care
4.2 miles
⚓ Putnam County Waterfront Park & Boat Ramp
Public Boat Launch & Recreation
2.5 miles

Mortgage & True Monthly Cost Breakdown

Estimate your total monthly outlay including principal, interest, Florida property taxes, and home insurance:

Est. Total Monthly Payment
Est. $4,469/mo True Cost
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Chris Moore - The Moore Group
🇺🇸 USMC Veteran • REALTOR®
Exclusively Represented By

Chris Moore | The Moore Group

"Direct guidance before you tour, list, or make an offer across Northeast Florida."

Marine Corps veteran. Lead REALTOR® at The Moore Group. Chris Moore brings military precision, transparent communication, and deep local market expertise to buyers, sellers, and tenants across Jacksonville and Putnam County.

📞 Call Chris: (904) 606-9163 ✉️ Email Chris Moore

Buyer & Tenant Due Diligence FAQ for 283 ESTATES Drive, Palatka, FL 32177

Q: How do I schedule a private showing of this property?

A: Call or text Chris Moore directly at (904) 606-9163 or use the contact button in the sidebar. We arrange flexible showing times 7 days a week.

Q: Are VA, FHA, or Rental terms applicable on this listing?

A: As a Marine Corps veteran, Chris specializes in VA zero-down financing, FHA loans, and lease terms. We verify property condition standards prior to submitting your offer or lease application.

Q: What are the property taxes or lease requirements for this home?

A: For purchase listings, Florida property taxes reset based on the new purchase price after closing. For rental listings, standard 12-month lease terms apply. Contact Chris for complete details.

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