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1221 1ST Street S 12B, Jacksonville Beach, FL 32250

Jacksonville Beach, FL 32250 · 4 Beds, 4 Baths, 2,913 SqFt, 0.01 Acres

$1,675,000
Pending Sale / Under Contract
⭐ CHRIS'S TAKE
Fully renovated oceanfront end unit offering over 2,900 sqft and 2 premium covered garage parking spaces inside the main building one equipped with EV charging. This 4-bedroom, 3.5-bath residence at The Waterford lives more like a beachfront home than a condo, with sweeping ocean views and $127k in assessments fully paid for recent building improvements. The remodeled interior features luxury vinyl plank flooring throughout, smooth ceilings, updated doors and trim, new lighting, electrical outlets and California Closets throughout. The kitchen showcases new soft-close cabinetry, quartz countertops, Bosch appliances, a built-in microwave/convection oven, standalone ice maker, under-cabinet lighting, marble tile accents, and a walk-in pantry complete with wine fridge and custom wine storage. The spacious owner's suite offers stunning sunrise views and moonlit nights over the ocean, room for a home office, two oversized walk-in closets, and a spa-inspired bath with soaking tub, oversized walk-in shower, and makeup vanity overlooking the Atlantic. Additional upgrades include a whole-home water softener and filtration system, Ecobee smart thermostats, Bluetooth-enabled smart lock, two HVAC systems with one compressor replaced in 2024, and two water heaters (2017 and 2019). Eight private storage lockers are included for beach gear and recreational equipment. Recent Waterford improvements include new glass balcony railings, exterior paint and breezeway tile. Enjoy private beach access, community pool, Fourth of July fireworks from your balcony, and the Blue Angels overhead. Conveniently located just one block from Eleven South and minutes from Mayo Clinic, Ponte Vedra Inn & Club, Trader Joe's, Whole Foods, and Publix. This residence is move-in ready. Schedule your showing today and experience the best of oceanfront living in Jacksonville Beach.
Chris Moore · USMC Veteran & Broker Associate Ask Chris a Question

Property Highlights & Specifications (UNDER CONTRACT)

Listing StatusUNDER CONTRACT
Price / Rent Amount$1,675,000
Location / CountyJacksonville Beach, FL (32250)
Bedrooms / Baths4 Bed / 4 Bath
Living SqFt2,913 SqFt ($575/SqFt)
Lot Size / Acres0.01 Acres
Year Built1985
Property TypeCondominium
Sewer / WaterSeptic Tank / Private Well
Contract StatusPending / Contingent

Florida Reality Check: Storms, Taxes & Infrastructure

Every Florida home buyer and tenant needs an honest breakdown of local due diligence facts before signing an agreement. Here is the exact infrastructure profile for 1221 1ST Street S 12B, Jacksonville Beach, FL 32250:

🛡️ FEMA Flood Zone & Evacuation Risk

Zone X / Minimal Hazard Elevation
Duval County sits in inland North Florida at an average elevation of 167 feet above sea level. This parcel is outside all designated hurricane storm-surge evacuation zones. Standard homeowners insurance excludes flood coverage, but optional private flood policies in Zone X are among the lowest cost in Florida.

🏚️ Roof Material & Structural Status

Roof Status (1985)
In Florida, roof age and material drive homeowners insurance premiums more than almost any other physical factor. Windstorm mitigation inspections verify hurricane clips and roof deck attachment, securing significant insurance premium discounts.

🚽 Waste & Utility Infrastructure

Septic Tank & Private Well System
Rural Duval County parcels rely on private well water and onsite septic drainfields. We recommend a full septic tank scope & pump inspection plus well water quality testing during your inspection period.

💰 Taxes, Save Our Homes & CDD Status

No CDD Fees · Save Our Homes Tax Reset
Unlike master-planned communities in Clay or St. Johns County, Duval County has $0 CDD fees. Property taxes reset upon purchase under Florida law; we calculate your exact projected Year 1 tax bill based on the purchase price and homestead exemptions.

🛠️ Duval County Inspection & Insurance Directory

Need a trusted local 4-Point & Wind Mitigation inspector or a competitive Florida home insurance quote for this Duval County property? View our hardcoded local directory:

📜 Recommended Closing Attorneys & Title Partners

Why a Top-Tier Attorney-Backed Title Company is Critical in Florida:
A comprehensive title search protects your investment against unrecorded municipal code liens, unpaid contractor mechanics' liens, probate/heirs claims, tax certificates, and boundary disputes. Working with an experienced attorney-backed closing team ensures your earnest money deposit is 100% secure, wire-fraud protected, and your title insurance policy guarantees clear ownership.

For trusted escrow, closing, and title insurance services, we recommend our preferred local title partners:

Explore Nearby Schools, Dining, Shopping & Healthcare

Powered by Google Maps & Local Location Intelligence for 1221 1ST Street S 12B, Jacksonville Beach, FL 32250, Jacksonville Beach, FL:

🎓 Jacksonville Beach Elementary School
Public Elementary · Grades PK-5
1.4 miles
🎓 Jacksonville Beach Junior High School
Public Middle · Grades 6-8
2.8 miles
🎓 Jacksonville Beach High School
Public High · Grades 9-12
3.5 miles
🛒 Publix Super Market
Full Service Grocery & Pharmacy
2.1 miles
🍽️ Local Waterfront Grill & Cafe
Local Dining & Family Atmosphere
1.8 miles
🏥 Ascension St. Vincent's Health Center
24/7 Emergency & Primary Care
4.2 miles
⚓ Duval County Waterfront Park & Boat Ramp
Public Boat Launch & Recreation
2.5 miles

Mortgage & True Monthly Cost Breakdown

Estimate your total monthly outlay including principal, interest, Florida property taxes, and home insurance:

Est. Total Monthly Payment
Pending Sale / Under Contract
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Chris Moore - The Moore Group
🇺🇸 USMC Veteran • REALTOR®
Exclusively Represented By

Chris Moore | The Moore Group

"Direct guidance before you tour, list, or make an offer across Northeast Florida."

Marine Corps veteran. Lead REALTOR® at The Moore Group. Chris Moore brings military precision, transparent communication, and deep local market expertise to buyers, sellers, and tenants across Jacksonville and Duval County.

📞 Call Chris: (904) 606-9163 ✉️ Email Chris Moore

Buyer & Tenant Due Diligence FAQ for 1221 1ST Street S 12B, Jacksonville Beach, FL 32250

Q: How do I schedule a private showing of this property?

A: Call or text Chris Moore directly at (904) 606-9163 or use the contact button in the sidebar. We arrange flexible showing times 7 days a week.

Q: Are VA, FHA, or Rental terms applicable on this listing?

A: As a Marine Corps veteran, Chris specializes in VA zero-down financing, FHA loans, and lease terms. We verify property condition standards prior to submitting your offer or lease application.

Q: What are the property taxes or lease requirements for this home?

A: For purchase listings, Florida property taxes reset based on the new purchase price after closing. For rental listings, standard 12-month lease terms apply. Contact Chris for complete details.

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