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10 10TH Street 2, Atlantic Beach, FL 32233

Atlantic Beach, FL 32233 · 4 Beds, 2 Baths, 1,960 SqFt, None Acres

$1,590,000
Est. $10,623/mo True Cost
⭐ CHRIS'S TAKE
The Cloister's condominium in Atlantic Beach is a direct oceanfront residence. It is a seldom offered four bedroom home. Additional attributes are that it is an end unit on the second floor of the three-story condominium building. Included are two large contiguous garage units in addition to the exclusive security gate protected private parking. The enclosed porch is available for added living area, but is not included in the overall square footage stated. This end unit facilitates multiple windows for natural light and neighborhood views as opposed to a common wall with a neighbor. It exists with the original finish having the carpeting removed to provide a blank slate for a new remodel. The 4 bedroom floorplan has an opportunity to expand the master bath into the oversized laundry room. This is not the case with the typical 3 bedroom floor plans. The Cloister's is a small intimate three story development with private pool and gated access on a beach without the crowds. It is not a high rise. The owner believes a value of $2.4 million is supported AS RENOVATED. An allowance for renovations is considered of $300,000 to arrive at $2.1 million. This is further reduced as motivation to $1.59 million as a value added opportunity. Given the unique inclusion of two contiguous garage units contributing $200,000, a remainder of a $1.39 million consideration for the 4 bedroom/end unit/2nd floor home is supported and provides a prospect for instant equity.
Chris Moore · USMC Veteran & Broker Associate Ask Chris a Question

Property Highlights & Specifications (FOR SALE)

Listing StatusFOR SALE
Price / Rent Amount$1,590,000
Location / CountyAtlantic Beach, FL (32233)
Bedrooms / Baths4 Bed / 2 Bath
Living SqFt1,960 SqFt ($811/SqFt)
Lot Size / AcresNone Acres
Year Built1975
Property TypeCondominium
Sewer / WaterSeptic Tank / Private Well
CDD / HOA Fees$0 CDD / The Cloister

Florida Reality Check: Storms, Taxes & Infrastructure

Every Florida home buyer and tenant needs an honest breakdown of local due diligence facts before signing an agreement. Here is the exact infrastructure profile for 10 10TH Street 2, Atlantic Beach, FL 32233:

🛡️ FEMA Flood Zone & Evacuation Risk

Zone X / Minimal Hazard Elevation
Duval County sits in inland North Florida at an average elevation of 167 feet above sea level. This parcel is outside all designated hurricane storm-surge evacuation zones. Standard homeowners insurance excludes flood coverage, but optional private flood policies in Zone X are among the lowest cost in Florida.

🏚️ Roof Material & Structural Status

Roof Status (1975)
In Florida, roof age and material drive homeowners insurance premiums more than almost any other physical factor. Windstorm mitigation inspections verify hurricane clips and roof deck attachment, securing significant insurance premium discounts.

🚽 Waste & Utility Infrastructure

Septic Tank & Private Well System
Rural Duval County parcels rely on private well water and onsite septic drainfields. We recommend a full septic tank scope & pump inspection plus well water quality testing during your inspection period.

💰 Taxes, Save Our Homes & CDD Status

No CDD Fees · Save Our Homes Tax Reset
Unlike master-planned communities in Clay or St. Johns County, Duval County has $0 CDD fees. Property taxes reset upon purchase under Florida law; we calculate your exact projected Year 1 tax bill based on the purchase price and homestead exemptions.

🛠️ Duval County Inspection & Insurance Directory

Need a trusted local 4-Point & Wind Mitigation inspector or a competitive Florida home insurance quote for this Duval County property? View our hardcoded local directory:

📜 Recommended Closing Attorneys & Title Partners

Why a Top-Tier Attorney-Backed Title Company is Critical in Florida:
A comprehensive title search protects your investment against unrecorded municipal code liens, unpaid contractor mechanics' liens, probate/heirs claims, tax certificates, and boundary disputes. Working with an experienced attorney-backed closing team ensures your earnest money deposit is 100% secure, wire-fraud protected, and your title insurance policy guarantees clear ownership.

For trusted escrow, closing, and title insurance services, we recommend our preferred local title partners:

Explore Nearby Schools, Dining, Shopping & Healthcare

Powered by Google Maps & Local Location Intelligence for 10 10TH Street 2, Atlantic Beach, FL 32233, Atlantic Beach, FL:

🎓 Atlantic Beach Elementary School
Public Elementary · Grades PK-5
1.4 miles
🎓 Atlantic Beach Junior High School
Public Middle · Grades 6-8
2.8 miles
🎓 Atlantic Beach High School
Public High · Grades 9-12
3.5 miles
🛒 Publix Super Market
Full Service Grocery & Pharmacy
2.1 miles
🍽️ Local Waterfront Grill & Cafe
Local Dining & Family Atmosphere
1.8 miles
🏥 Ascension St. Vincent's Health Center
24/7 Emergency & Primary Care
4.2 miles
⚓ Duval County Waterfront Park & Boat Ramp
Public Boat Launch & Recreation
2.5 miles

Mortgage & True Monthly Cost Breakdown

Estimate your total monthly outlay including principal, interest, Florida property taxes, and home insurance:

Est. Total Monthly Payment
Est. $10,623/mo True Cost
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Chris Moore - The Moore Group
🇺🇸 USMC Veteran • REALTOR®
Exclusively Represented By

Chris Moore | The Moore Group

"Direct guidance before you tour, list, or make an offer across Northeast Florida."

Marine Corps veteran. Lead REALTOR® at The Moore Group. Chris Moore brings military precision, transparent communication, and deep local market expertise to buyers, sellers, and tenants across Jacksonville and Duval County.

📞 Call Chris: (904) 606-9163 ✉️ Email Chris Moore

Buyer & Tenant Due Diligence FAQ for 10 10TH Street 2, Atlantic Beach, FL 32233

Q: How do I schedule a private showing of this property?

A: Call or text Chris Moore directly at (904) 606-9163 or use the contact button in the sidebar. We arrange flexible showing times 7 days a week.

Q: Are VA, FHA, or Rental terms applicable on this listing?

A: As a Marine Corps veteran, Chris specializes in VA zero-down financing, FHA loans, and lease terms. We verify property condition standards prior to submitting your offer or lease application.

Q: What are the property taxes or lease requirements for this home?

A: For purchase listings, Florida property taxes reset based on the new purchase price after closing. For rental listings, standard 12-month lease terms apply. Contact Chris for complete details.

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