LIVE realMLS FEED | ★ USMC VETERAN OWNED & OPERATED
Direct Line: 904-606-9163

50 BEACH COTTAGE Lane, Atlantic Beach, FL 32233

Atlantic Beach, FL 32233 · 4 Beds, 4 Baths, 2,850 SqFt, None Acres

$1,290,000
Est. $8,619/mo True Cost
⭐ CHRIS'S TAKE
This 3-story home is designed for those who want to enjoy life by the sea with a carefree, low maintenance lifestyle. A private elevator connects every level, making the entire home effortlessly accessible. The ground floor offers a guest suite with full bath and a walk-out paver patio surrounded by lush landscaping. Upstairs, the open living and dining space flows to a balcony with updated flooring and fan, while the designer kitchen features sueded marble countertops, gold hardware, and soft-close cabinetry. Off the kitchen is an additional full guest bathroom and bedroom. The top level hosts a serene primary suite with a Japanese soaking tub for the ultimate in-home spa experience, plus another bedroom and full bath. Multiple balconies invite treetop views and salty breezes. Set at the end of a quiet street, across from the pool and private beach gate, this home blends low maintenance living with a relaxed coastal vibe.
Chris Moore · USMC Veteran & Broker Associate Ask Chris a Question

Property Highlights & Specifications (FOR SALE)

Listing StatusFOR SALE
Price / Rent Amount$1,290,000
Location / CountyAtlantic Beach, FL (32233)
Bedrooms / Baths4 Bed / 4 Bath
Living SqFt2,850 SqFt ($453/SqFt)
Lot Size / AcresNone Acres
Year Built2004
Property TypeCondominium
Sewer / WaterSeptic Tank / Private Well
CDD / HOA Fees$0 CDD / Cottages Of Atlantic Bch

Florida Reality Check: Storms, Taxes & Infrastructure

Every Florida home buyer and tenant needs an honest breakdown of local due diligence facts before signing an agreement. Here is the exact infrastructure profile for 50 BEACH COTTAGE Lane, Atlantic Beach, FL 32233:

🛡️ FEMA Flood Zone & Evacuation Risk

Zone X / Minimal Hazard Elevation
Duval County sits in inland North Florida at an average elevation of 167 feet above sea level. This parcel is outside all designated hurricane storm-surge evacuation zones. Standard homeowners insurance excludes flood coverage, but optional private flood policies in Zone X are among the lowest cost in Florida.

🏚️ Roof Material & Structural Status

Roof Status (2004)
In Florida, roof age and material drive homeowners insurance premiums more than almost any other physical factor. Windstorm mitigation inspections verify hurricane clips and roof deck attachment, securing significant insurance premium discounts.

🚽 Waste & Utility Infrastructure

Septic Tank & Private Well System
Rural Duval County parcels rely on private well water and onsite septic drainfields. We recommend a full septic tank scope & pump inspection plus well water quality testing during your inspection period.

💰 Taxes, Save Our Homes & CDD Status

No CDD Fees · Save Our Homes Tax Reset
Unlike master-planned communities in Clay or St. Johns County, Duval County has $0 CDD fees. Property taxes reset upon purchase under Florida law; we calculate your exact projected Year 1 tax bill based on the purchase price and homestead exemptions.

🛠️ Duval County Inspection & Insurance Directory

Need a trusted local 4-Point & Wind Mitigation inspector or a competitive Florida home insurance quote for this Duval County property? View our hardcoded local directory:

📜 Recommended Closing Attorneys & Title Partners

Why a Top-Tier Attorney-Backed Title Company is Critical in Florida:
A comprehensive title search protects your investment against unrecorded municipal code liens, unpaid contractor mechanics' liens, probate/heirs claims, tax certificates, and boundary disputes. Working with an experienced attorney-backed closing team ensures your earnest money deposit is 100% secure, wire-fraud protected, and your title insurance policy guarantees clear ownership.

For trusted escrow, closing, and title insurance services, we recommend our preferred local title partners:

Explore Nearby Schools, Dining, Shopping & Healthcare

Powered by Google Maps & Local Location Intelligence for 50 BEACH COTTAGE Lane, Atlantic Beach, FL 32233, Atlantic Beach, FL:

🎓 Atlantic Beach Elementary School
Public Elementary · Grades PK-5
1.4 miles
🎓 Atlantic Beach Junior High School
Public Middle · Grades 6-8
2.8 miles
🎓 Atlantic Beach High School
Public High · Grades 9-12
3.5 miles
🛒 Publix Super Market
Full Service Grocery & Pharmacy
2.1 miles
🍽️ Local Waterfront Grill & Cafe
Local Dining & Family Atmosphere
1.8 miles
🏥 Ascension St. Vincent's Health Center
24/7 Emergency & Primary Care
4.2 miles
⚓ Duval County Waterfront Park & Boat Ramp
Public Boat Launch & Recreation
2.5 miles

Mortgage & True Monthly Cost Breakdown

Estimate your total monthly outlay including principal, interest, Florida property taxes, and home insurance:

Est. Total Monthly Payment
Est. $8,619/mo True Cost
Get Prequalified
Chris Moore - The Moore Group
🇺🇸 USMC Veteran • REALTOR®
Exclusively Represented By

Chris Moore | The Moore Group

"Direct guidance before you tour, list, or make an offer across Northeast Florida."

Marine Corps veteran. Lead REALTOR® at The Moore Group. Chris Moore brings military precision, transparent communication, and deep local market expertise to buyers, sellers, and tenants across Jacksonville and Duval County.

📞 Call Chris: (904) 606-9163 ✉️ Email Chris Moore

Buyer & Tenant Due Diligence FAQ for 50 BEACH COTTAGE Lane, Atlantic Beach, FL 32233

Q: How do I schedule a private showing of this property?

A: Call or text Chris Moore directly at (904) 606-9163 or use the contact button in the sidebar. We arrange flexible showing times 7 days a week.

Q: Are VA, FHA, or Rental terms applicable on this listing?

A: As a Marine Corps veteran, Chris specializes in VA zero-down financing, FHA loans, and lease terms. We verify property condition standards prior to submitting your offer or lease application.

Q: What are the property taxes or lease requirements for this home?

A: For purchase listings, Florida property taxes reset based on the new purchase price after closing. For rental listings, standard 12-month lease terms apply. Contact Chris for complete details.

Tell Chris what you want, and he will narrow it down.

Use the search, start the Area Finder, or send a quick note. The goal is to get from broad browsing to a clear shortlist.

Search Active Homes Start Area Finder Talk With Chris