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2489 COUNTRY SIDE Drive, Fleming Island, FL 32003

Fleming Island, FL 32003 · 4 Beds, 4 Baths, 3,464 SqFt, 0.24 Acres

$639,900
Est. $4,275/mo True Cost
⭐ CHRIS'S TAKE
Nestled on a rare preserve lot in the highly sought-after Black Creek at Eagle Harbor, this impeccably maintained 4-bedroom, 3.5-bath residence offers the ideal blend of comfort, elegance and location. Just a short walk to A-rated Thunderbolt Elementary and Fleming Island High School, and minutes from the new Baptist Clay Medical Ctr, shopping, dining and everyday conveniences. This move-in-ready home features a roof less than 5 years old, beautiful flooring and SS appliances. The spacious 1st floor primary suite offers dual walk-in closets complemented by an adjoining flex room, perfect for home office, nursery or private retreat. A generous bonus room provides add'l space for a media room, playroom or home gym. Upstairs, 3 spacious BR's and 2 full baths offer comfort for family and guests. Enjoy Eagle Harbor's amenities, including 3 resort-style pools, tennis, pickleball, basketball courts, soccer fields, playgrounds, community docks on Black Creek and the Eagle Harbor Golf Club.
Chris Moore · USMC Veteran & Broker Associate Ask Chris a Question

Property Highlights & Specifications (FOR SALE)

Listing StatusFOR SALE
Price / Rent Amount$639,900
Location / CountyFleming Island, FL (32003)
Bedrooms / Baths4 Bed / 4 Bath
Living SqFt3,464 SqFt ($185/SqFt)
Lot Size / Acres0.24 Acres
Year Built2006
Property TypeSingle Family Residence
Sewer / WaterSeptic Tank / Private Well
CDD / HOA Fees$0 CDD / Eagle Harbor

Florida Reality Check: Storms, Taxes & Infrastructure

Every Florida home buyer and tenant needs an honest breakdown of local due diligence facts before signing an agreement. Here is the exact infrastructure profile for 2489 COUNTRY SIDE Drive, Fleming Island, FL 32003:

🛡️ FEMA Flood Zone & Evacuation Risk

Zone X / Minimal Hazard Elevation
Clay County sits in inland North Florida at an average elevation of 167 feet above sea level. This parcel is outside all designated hurricane storm-surge evacuation zones. Standard homeowners insurance excludes flood coverage, but optional private flood policies in Zone X are among the lowest cost in Florida.

🏚️ Roof Material & Structural Status

Roof Status (2006)
In Florida, roof age and material drive homeowners insurance premiums more than almost any other physical factor. Windstorm mitigation inspections verify hurricane clips and roof deck attachment, securing significant insurance premium discounts.

🚽 Waste & Utility Infrastructure

Septic Tank & Private Well System
Rural Clay County parcels rely on private well water and onsite septic drainfields. We recommend a full septic tank scope & pump inspection plus well water quality testing during your inspection period.

💰 Taxes, Save Our Homes & CDD Status

No CDD Fees · Save Our Homes Tax Reset
Unlike master-planned communities in Clay or St. Johns County, Clay County has $0 CDD fees. Property taxes reset upon purchase under Florida law; we calculate your exact projected Year 1 tax bill based on the purchase price and homestead exemptions.

🛠️ Clay County Inspection & Insurance Directory

Need a trusted local 4-Point & Wind Mitigation inspector or a competitive Florida home insurance quote for this Clay County property? View our hardcoded local directory:

📜 Recommended Closing Attorneys & Title Partners

Why a Top-Tier Attorney-Backed Title Company is Critical in Florida:
A comprehensive title search protects your investment against unrecorded municipal code liens, unpaid contractor mechanics' liens, probate/heirs claims, tax certificates, and boundary disputes. Working with an experienced attorney-backed closing team ensures your earnest money deposit is 100% secure, wire-fraud protected, and your title insurance policy guarantees clear ownership.

For trusted escrow, closing, and title insurance services, we recommend our preferred local title partners:

Explore Nearby Schools, Dining, Shopping & Healthcare

Powered by Google Maps & Local Location Intelligence for 2489 COUNTRY SIDE Drive, Fleming Island, FL 32003, Fleming Island, FL:

🎓 Fleming Island Elementary School
Public Elementary · Grades PK-5
1.4 miles
🎓 Fleming Island Junior High School
Public Middle · Grades 6-8
2.8 miles
🎓 Fleming Island High School
Public High · Grades 9-12
3.5 miles
🛒 Publix Super Market
Full Service Grocery & Pharmacy
2.1 miles
🍽️ Local Waterfront Grill & Cafe
Local Dining & Family Atmosphere
1.8 miles
🏥 Ascension St. Vincent's Health Center
24/7 Emergency & Primary Care
4.2 miles
⚓ Clay County Waterfront Park & Boat Ramp
Public Boat Launch & Recreation
2.5 miles

Mortgage & True Monthly Cost Breakdown

Estimate your total monthly outlay including principal, interest, Florida property taxes, and home insurance:

Est. Total Monthly Payment
Est. $4,275/mo True Cost
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Chris Moore - The Moore Group
🇺🇸 USMC Veteran • REALTOR®
Exclusively Represented By

Chris Moore | The Moore Group

"Direct guidance before you tour, list, or make an offer across Northeast Florida."

Marine Corps veteran. Lead REALTOR® at The Moore Group. Chris Moore brings military precision, transparent communication, and deep local market expertise to buyers, sellers, and tenants across Jacksonville and Clay County.

📞 Call Chris: (904) 606-9163 ✉️ Email Chris Moore

Buyer & Tenant Due Diligence FAQ for 2489 COUNTRY SIDE Drive, Fleming Island, FL 32003

Q: How do I schedule a private showing of this property?

A: Call or text Chris Moore directly at (904) 606-9163 or use the contact button in the sidebar. We arrange flexible showing times 7 days a week.

Q: Are VA, FHA, or Rental terms applicable on this listing?

A: As a Marine Corps veteran, Chris specializes in VA zero-down financing, FHA loans, and lease terms. We verify property condition standards prior to submitting your offer or lease application.

Q: What are the property taxes or lease requirements for this home?

A: For purchase listings, Florida property taxes reset based on the new purchase price after closing. For rental listings, standard 12-month lease terms apply. Contact Chris for complete details.

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