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953 MCLAUGHLIN Lane, Middleburg, FL 32068

Middleburg, FL 32068 · 3 Beds, 2 Baths, 1,620 SqFt, 1.6 Acres

$280,000
Pending Sale / Under Contract
UNDER CONTRACT 953 MCLAUGHLIN Lane, Middleburg, FL 32068 - Main Showcase Image
⭐ CHRIS'S TAKE
Welcome to 953 McLaughlin Ln, Middleburg, FL 32068! Nestled on 1.39 acres with no HOA or CDD, this well-maintained home offers the perfect blend of privacy and modern updates. Enjoy new luxury vinyl plank flooring, a new roof, new water heater, and a spacious screened-in sunroom overlooking the expansive backyard. With plenty of room for a pool, workshop, RV, or boat, this property offers endless possibilities. Conveniently located near shopping, dining, and schools while providing the peace and freedom of country living. Don't miss this rare opportunity to own acreage in Middleburg! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Chris Moore · USMC Veteran & Broker Associate Ask Chris a Question

Property Highlights & Specifications (UNDER CONTRACT)

Listing StatusUNDER CONTRACT
Price / Rent Amount$280,000
Location / CountyMiddleburg, FL (32068)
Bedrooms / Baths3 Bed / 2 Bath
Living SqFt1,620 SqFt ($173/SqFt)
Lot Size / Acres1.6 Acres
Year Built1998
Property TypeManufactured Home
Sewer / WaterSeptic Tank / Private Well
Contract StatusPending / Contingent

Florida Reality Check: Storms, Taxes & Infrastructure

Every Florida home buyer and tenant needs an honest breakdown of local due diligence facts before signing an agreement. Here is the exact infrastructure profile for 953 MCLAUGHLIN Lane, Middleburg, FL 32068:

🛡️ FEMA Flood Zone & Evacuation Risk

Zone X / Minimal Hazard Elevation
Clay County sits in inland North Florida at an average elevation of 167 feet above sea level. This parcel is outside all designated hurricane storm-surge evacuation zones. Standard homeowners insurance excludes flood coverage, but optional private flood policies in Zone X are among the lowest cost in Florida.

🏚️ Roof Material & Structural Status

Roof Status (1998)
In Florida, roof age and material drive homeowners insurance premiums more than almost any other physical factor. Windstorm mitigation inspections verify hurricane clips and roof deck attachment, securing significant insurance premium discounts.

🚽 Waste & Utility Infrastructure

Septic Tank & Private Well System
Rural Clay County parcels rely on private well water and onsite septic drainfields. We recommend a full septic tank scope & pump inspection plus well water quality testing during your inspection period.

💰 Taxes, Save Our Homes & CDD Status

No CDD Fees · Save Our Homes Tax Reset
Unlike master-planned communities in Clay or St. Johns County, Clay County has $0 CDD fees. Property taxes reset upon purchase under Florida law; we calculate your exact projected Year 1 tax bill based on the purchase price and homestead exemptions.

🛠️ Clay County Inspection & Insurance Directory

Need a trusted local 4-Point & Wind Mitigation inspector or a competitive Florida home insurance quote for this Clay County property? View our hardcoded local directory:

📜 Recommended Closing Attorneys & Title Partners

Why a Top-Tier Attorney-Backed Title Company is Critical in Florida:
A comprehensive title search protects your investment against unrecorded municipal code liens, unpaid contractor mechanics' liens, probate/heirs claims, tax certificates, and boundary disputes. Working with an experienced attorney-backed closing team ensures your earnest money deposit is 100% secure, wire-fraud protected, and your title insurance policy guarantees clear ownership.

For trusted escrow, closing, and title insurance services, we recommend our preferred local title partners:

Explore Nearby Schools, Dining, Shopping & Healthcare

Powered by Google Maps & Local Location Intelligence for 953 MCLAUGHLIN Lane, Middleburg, FL 32068, Middleburg, FL:

🎓 Middleburg Elementary School
Public Elementary · Grades PK-5
1.4 miles
🎓 Middleburg Junior High School
Public Middle · Grades 6-8
2.8 miles
🎓 Middleburg High School
Public High · Grades 9-12
3.5 miles
🛒 Publix Super Market
Full Service Grocery & Pharmacy
2.1 miles
🍽️ Local Waterfront Grill & Cafe
Local Dining & Family Atmosphere
1.8 miles
🏥 Ascension St. Vincent's Health Center
24/7 Emergency & Primary Care
4.2 miles
⚓ Clay County Waterfront Park & Boat Ramp
Public Boat Launch & Recreation
2.5 miles

Mortgage & True Monthly Cost Breakdown

Estimate your total monthly outlay including principal, interest, Florida property taxes, and home insurance:

Est. Total Monthly Payment
Pending Sale / Under Contract
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Chris Moore - The Moore Group
🇺🇸 USMC Veteran • REALTOR®
Exclusively Represented By

Chris Moore | The Moore Group

"Direct guidance before you tour, list, or make an offer across Northeast Florida."

Marine Corps veteran. Lead REALTOR® at The Moore Group. Chris Moore brings military precision, transparent communication, and deep local market expertise to buyers, sellers, and tenants across Jacksonville and Clay County.

📞 Call Chris: (904) 606-9163 ✉️ Email Chris Moore

Buyer & Tenant Due Diligence FAQ for 953 MCLAUGHLIN Lane, Middleburg, FL 32068

Q: How do I schedule a private showing of this property?

A: Call or text Chris Moore directly at (904) 606-9163 or use the contact button in the sidebar. We arrange flexible showing times 7 days a week.

Q: Are VA, FHA, or Rental terms applicable on this listing?

A: As a Marine Corps veteran, Chris specializes in VA zero-down financing, FHA loans, and lease terms. We verify property condition standards prior to submitting your offer or lease application.

Q: What are the property taxes or lease requirements for this home?

A: For purchase listings, Florida property taxes reset based on the new purchase price after closing. For rental listings, standard 12-month lease terms apply. Contact Chris for complete details.

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