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1943 ROSE MALLOW Lane, Fleming Island, FL 32003

Fleming Island, FL 32003 · 5 Beds, 5 Baths, 4,696 SqFt, 0.6 Acres

$1,179,000
Pending Sale / Under Contract
⭐ CHRIS'S TAKE
Luxurious executive pool home in the exclusive gated community of Pace Island, in the sought after neighborhood of Pace Gardens. Upgrades include travertine entry, designer gourmet kitchen with quartz countertops and Thermador stainless steel appliances. Gorgeous primary suite with updated primary bath with huge-walk in shower and marble countertops. No carpet in this home, only wide-plank wood floors, beautiful tile, and LVP in the upstairs bonus room. Beautiful covered lanai, summer kitchen, heated pool and spa all in a screened enclosure, plus a large outdoor patio with retractable awning and fire pit where you can watch the sunset over the lagoon. All 4.5 bathrooms updated. Tons of closet and storage space. Soaring overheight ceilings with extra wide crown molding. Enormous bonus room upstairs is perfect man cave or rec room for kids with its own full bathroom, kitchenette and a full-sized Murphy bed. In top-rated Fleming Island School District. Elegant formal dining room, spacious breakfast nook, breakfast bar and outdoor dining area provide a plethora of choices for dining and entertaining. This home is truly turnkey with loads of new features. Newer roof (fall 2019), 2 new AC units (2024 and 2025), plus recent addition of mini-split upstairs. New Bosch dishwasher. New water heater. Plantation shutters on virtually every window in the house. Exterior repainted April 2026. Most interior rooms, doors and trim also recently repainted. New epoxy floor in 3 car garage. New pool equipment (heater, filter, blower, automation). Beautifully landscaped. Exceptionally quiet and peaceful neighborhood with 24 hour guard-manned security gate. Pace Island community has 5 lighted clay tennis courts, a full-sized lap pool, a smaller community pool, a community dock on Doctor's Lake, a nature trail, playgrounds, pickleball courts (new!), and community basketball court and park. Great for cyclists: Black Creek bike trail leads right to Pace Island's main gate. Fleming Island provides numerous convenient shopping and dining options within 10 minutes. Washer and dryer included. Fridge in garage included.
Chris Moore · USMC Veteran & Broker Associate Ask Chris a Question

Property Highlights & Specifications (UNDER CONTRACT)

Listing StatusUNDER CONTRACT
Price / Rent Amount$1,179,000
Location / CountyFleming Island, FL (32003)
Bedrooms / Baths5 Bed / 5 Bath
Living SqFt4,696 SqFt ($251/SqFt)
Lot Size / Acres0.6 Acres
Year Built1999
Property TypeSingle Family Residence
Sewer / WaterSeptic Tank / Private Well
Contract StatusPending / Contingent

Florida Reality Check: Storms, Taxes & Infrastructure

Every Florida home buyer and tenant needs an honest breakdown of local due diligence facts before signing an agreement. Here is the exact infrastructure profile for 1943 ROSE MALLOW Lane, Fleming Island, FL 32003:

🛡️ FEMA Flood Zone & Evacuation Risk

Zone X / Minimal Hazard Elevation
Clay County sits in inland North Florida at an average elevation of 167 feet above sea level. This parcel is outside all designated hurricane storm-surge evacuation zones. Standard homeowners insurance excludes flood coverage, but optional private flood policies in Zone X are among the lowest cost in Florida.

🏚️ Roof Material & Structural Status

Roof Status (1999)
In Florida, roof age and material drive homeowners insurance premiums more than almost any other physical factor. Windstorm mitigation inspections verify hurricane clips and roof deck attachment, securing significant insurance premium discounts.

🚽 Waste & Utility Infrastructure

Septic Tank & Private Well System
Rural Clay County parcels rely on private well water and onsite septic drainfields. We recommend a full septic tank scope & pump inspection plus well water quality testing during your inspection period.

💰 Taxes, Save Our Homes & CDD Status

No CDD Fees · Save Our Homes Tax Reset
Unlike master-planned communities in Clay or St. Johns County, Clay County has $0 CDD fees. Property taxes reset upon purchase under Florida law; we calculate your exact projected Year 1 tax bill based on the purchase price and homestead exemptions.

🛠️ Clay County Inspection & Insurance Directory

Need a trusted local 4-Point & Wind Mitigation inspector or a competitive Florida home insurance quote for this Clay County property? View our hardcoded local directory:

📜 Recommended Closing Attorneys & Title Partners

Why a Top-Tier Attorney-Backed Title Company is Critical in Florida:
A comprehensive title search protects your investment against unrecorded municipal code liens, unpaid contractor mechanics' liens, probate/heirs claims, tax certificates, and boundary disputes. Working with an experienced attorney-backed closing team ensures your earnest money deposit is 100% secure, wire-fraud protected, and your title insurance policy guarantees clear ownership.

For trusted escrow, closing, and title insurance services, we recommend our preferred local title partners:

Explore Nearby Schools, Dining, Shopping & Healthcare

Powered by Google Maps & Local Location Intelligence for 1943 ROSE MALLOW Lane, Fleming Island, FL 32003, Fleming Island, FL:

🎓 Fleming Island Elementary School
Public Elementary · Grades PK-5
1.4 miles
🎓 Fleming Island Junior High School
Public Middle · Grades 6-8
2.8 miles
🎓 Fleming Island High School
Public High · Grades 9-12
3.5 miles
🛒 Publix Super Market
Full Service Grocery & Pharmacy
2.1 miles
🍽️ Local Waterfront Grill & Cafe
Local Dining & Family Atmosphere
1.8 miles
🏥 Ascension St. Vincent's Health Center
24/7 Emergency & Primary Care
4.2 miles
⚓ Clay County Waterfront Park & Boat Ramp
Public Boat Launch & Recreation
2.5 miles

Mortgage & True Monthly Cost Breakdown

Estimate your total monthly outlay including principal, interest, Florida property taxes, and home insurance:

Est. Total Monthly Payment
Pending Sale / Under Contract
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Chris Moore - The Moore Group
🇺🇸 USMC Veteran • REALTOR®
Exclusively Represented By

Chris Moore | The Moore Group

"Direct guidance before you tour, list, or make an offer across Northeast Florida."

Marine Corps veteran. Lead REALTOR® at The Moore Group. Chris Moore brings military precision, transparent communication, and deep local market expertise to buyers, sellers, and tenants across Jacksonville and Clay County.

📞 Call Chris: (904) 606-9163 ✉️ Email Chris Moore

Buyer & Tenant Due Diligence FAQ for 1943 ROSE MALLOW Lane, Fleming Island, FL 32003

Q: How do I schedule a private showing of this property?

A: Call or text Chris Moore directly at (904) 606-9163 or use the contact button in the sidebar. We arrange flexible showing times 7 days a week.

Q: Are VA, FHA, or Rental terms applicable on this listing?

A: As a Marine Corps veteran, Chris specializes in VA zero-down financing, FHA loans, and lease terms. We verify property condition standards prior to submitting your offer or lease application.

Q: What are the property taxes or lease requirements for this home?

A: For purchase listings, Florida property taxes reset based on the new purchase price after closing. For rental listings, standard 12-month lease terms apply. Contact Chris for complete details.

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