Starke, FL 32091 · None Beds, 0 Baths, 0 SqFt, 7.01 Acres
Every Florida buyer needs an honest breakdown of local due diligence facts before placing an offer. Here is the exact infrastructure and tax profile for 13620 US-301, Starke, FL 32091:
Zone X / Minimal Hazard Elevation
Bradford County sits in inland North Florida at an average elevation of 167 feet above sea level. This parcel is outside all designated hurricane storm-surge evacuation zones. Standard homeowners insurance excludes flood coverage, but optional private flood policies in Zone X are among the lowest cost in Florida.
Roof Status (None)
In Florida, roof age and material drive homeowners insurance premiums more than almost any other physical factor. Windstorm mitigation inspections verify hurricane clips and roof deck attachment, securing significant insurance premium discounts. We assist you in getting carrier quotes prior to closing.
Septic Tank & Private Well System
Rural Bradford parcels rely on private well water and onsite septic drainfields. We recommend a full septic tank scope & pump inspection plus well water quality testing during your inspection period. No monthly city sewer or municipal water bills to pay.
No CDD Fees · Save Our Homes Tax Reset
Unlike master-planned communities in Clay or St. Johns County, Bradford County has $0 CDD fees. Property taxes reset upon purchase under Florida law; we calculate your exact projected Year 1 tax bill based on the purchase price and homestead exemptions.
~1,600 Usable Sun-Hours / Year
Inland North Florida averages over 1,600 high-efficiency solar sun-hours per year. For acreage homes looking to achieve energy independence or lower summer AC cooling bills, solar net-metering with Clay Electric or FPL provides strong long-term ROI.
Need a trusted local 4-Point & Wind Mitigation inspector or a competitive Florida home insurance quote for this Bradford County property? View our hardcoded local directory:
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Calculate your exact estimated monthly payment including Principal, Interest, Property Taxes, and Hazard Insurance. Adjust down payment percentages, interest rates, or loan terms below:
Public schools in Starke and Bradford County are administered by the Bradford County School District (headquartered at 501 W Washington St in Starke). Assigned schools for this address:
| Elementary School | Starke Elementary School (Grades PK-5) |
| Middle School | Bradford Middle School (Grades 6-8) |
| High School | Bradford High School (Grades 9-12 · Home of the Tornadoes) |
| Career & Vocational Technical | North Florida Technical College (Starke) |
Yes. The large majority of Bradford County zip codes map as eligible rural areas under the USDA Rural Development loan program, allowing qualified buyers to buy with 0% down. USMC Veteran Chris Moore also assists active duty military and veterans with 0% down VA loans.
Unincorporated Bradford County has a low total millage rate of ~15.54 mills. Properties inside Starke city limits carry an additional municipal levy (~20.03 total mills). On a $250,000 homesteaded home, that difference equals roughly $75 per month. We check exact boundary lines for every home.
During your 10-day inspection period under the Florida BAR contract, we schedule a licensed septic contractor to pump and scope the tank/drainfield, plus a certified lab well water test. This ensures all mechanical systems are fully functional before closing.
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