Flood Zone & Insurance
Verify the FEMA flood zone, elevation, roof age, 4-point items, and wind mitigation credits before relying on the listing price as the true monthly cost.
CHRIS'S TAKE
Join the newly developed Southern Oaks Subdivision. Featuring 1,600 sq ft heated & cooled and 2,366 sq ft under roof! This spacious home is full of upgrades, featuring granite countertop, vinyl plank flooring, split bedrooms, and tiled walk-in shower in the owner's suite. Southern Oaks is one of the few areas around with fiber internet! Take advantage of a 1% credit to be used for rate buy down or closing costs when using preferred lender. One-year builder warranty included. Estimated completion December 2023.
Chris Moore · USMC Veteran & REALTOR
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Property Highlights & Specifications
Listing StatusACTIVE IDX LISTING
Price$352,000
Location / CountyKeystone Heights, FL (32656)
Bedrooms / Baths3 Bed / 2 Bath
Living SqFt1,600 SqFt ($220/SqFt)
SubdivisionSouthern Oaks
Year Built2023
Property TypeResidential
MLS ID#1249523
Photo Count8 MLS Photos
Florida Reality Check: Storms, Taxes & Infrastructure
Every Florida buyer needs an honest due-diligence pass before making an offer. These are the practical checks to review for 4989 SE 9TH Place, Keystone Heights, FL 32656.
Roof, Structure & Systems
For Bradford County homes, verify roof age, 4-point inspection items, wind mitigation credits, septic or well condition, and survey details early in the inspection period.
Taxes, CDD & HOA
Florida property taxes can reset after purchase. Confirm homestead assumptions, association dues, CDD assessments, special assessments, and municipal boundaries.
Title, Survey & Escrow
Use a strong closing team to check title defects, liens, boundary issues, unpermitted work, probate issues, and wire-fraud procedures before closing.
Keystone Heights Area Facts
Schools
Bradford County School District serves this area. School assignments should be verified by exact address before writing an offer.
Shopping & Errands
Starke and US-301 handle many daily errands, with Gainesville, Lake City, Clay County, and Jacksonville corridors shaping bigger shopping and work trips.
Commute Reality
This market can work for buyers balancing Gainesville, Camp Blanding, Clay County, and Jacksonville access, but drive-time checks should be made at the hour you actually travel.
Local Fit
Buyers should pay close attention to well or septic systems, rural-road access, flood maps, insurance condition, and whether the home sits inside a municipal boundary.
Explore Nearby Schools, Dining, Shopping & Healthcare
Use the map as a starting point, then ask Chris to verify school zones, drive times, services, insurance, and offer strategy for this exact address.
Complete MLS Photo Gallery (8 Photos)
Browse every available IDX photo for this standard listing profile.
Mortgage & True Monthly Cost Breakdown
Estimate monthly principal, interest, Florida property taxes, and insurance. This is a planning estimate only.
Est. Total Monthly Payment
$--/mo
Represented Guidance By
Chris Moore | The Moore Group
Marine Corps veteran and Northeast Florida REALTOR. Chris helps buyers verify the listing facts, local fit, inspection risk, insurance, and true monthly cost before they move forward.
Call Chris: (904) 606-9163