12473 SW 79th Avenue

Starke, FL 32091 · Bradford County

$285,000$265,000
Est. $1,754/mo True Cost
Bedrooms
4
Bathrooms
2.0
Square Feet
1475
Acreage
1.03 Acres
Year Built
2026
Price / SqFt
$179

Chris's Take on 12473 SW 79th Avenue

Brand new construction on a full 1-acre lot in Starke. This 2026 Clayton Home (Boone floor plan) gives you 4 bedrooms, 2 full bathrooms, and 1,475 sq ft of low-maintenance living space with full 2026 builder warranties. The numbers on this property stand out: the seller is offering 4.5% toward your closing costs/prepaids, and it qualifies for 100% zero-down USDA financing plus a 2-1 interest rate buydown program with preferred lenders. Inside, you'll find an open-concept split bedroom layout, a kitchen centered around a functional island and breakfast bar, plus a dedicated flex space for a home office or extra storage.

Florida Reality Check (Local Due Diligence)

Essential infrastructure and tax facts for buying in Bradford County:

🛡️ Flood Zone Evaluation

Zone X (Minimal Hazard)
Standard homeowners insurance excludes flood. We verify exact elevation maps before writing offers.

🏚️ Roof & Insurance Factor

Architectural Shingle (2026 Build) (2026)
Roof age drives Florida homeowners insurance pricing more than almost any other factor.

🚽 Waste & Utilities

Septic Tank (Brand New 2026 System) · Private Well (New 2026 System)
Septic tank pumping & inspection plus well water testing recommended prior to closing.

💰 Taxes & CDD Assessment

2025 Taxes: $0.00/yr · CDD: $0 (No CDD)
Florida Save Our Homes resets taxes on purchase. We calculate exact post-purchase tax numbers.

Mortgage & True Cost to Own Calculator

Estimated Total Monthly Payment
$1,754/mo
Verify Payment with Chris

Detailed Property Features

Property TypeManufactured Home (New Construction / Double Wide)
Listing Price$265,000
Bedrooms / Baths4 Beds / 2.0 Full Baths
Square Footage1475 SqFt
Lot Size & Acreage1.03 Acres
Year Built2026
RoofArchitectural Shingle (2026)
CoolingCentral Air (2026)
HeatingCentral Electric (2026)
FlooringVinyl & Carpet
Interior FeaturesKitchen Island, Breakfast Bar, Split Bedrooms, Walk-In Closet, Dedicated Flex Room
ExteriorOpen Front Deck, 1-Acre High & Dry Lot
ParkingOff-Street Gravel Driveway / Room for RV/Garage
Financing OptionsUSDA 0% Down, VA Loan, FHA, Conventional, 2-1 Buydown

Bradford County Assigned Schools

Elementary SchoolStarke Elementary School
Middle SchoolBradford Middle School
High SchoolBradford High School