Flood Zone & Insurance
Verify the FEMA flood zone, elevation, roof age, 4-point items, and wind mitigation credits before relying on the listing price as the true monthly cost.
CHRIS'S TAKE
Charming 3/2 with flex space on .92 acres in the heart of Old Mandarin. Warm & inviting all brick home offers hand-scraped hardwood flooring & an open living room w/vaulted ceiling, fireplace & double french doors. Kitchen upgrades include 42'' glazed cabinets w/ decorative crown molding, SS appliances, granite countertops & elegant tile backsplash. Natural lighting floods in from the bay window in the dining area. Ideal for birdwatching during breakfast. Retreat to your ensuite complete w/custom barn door, furniture style cabinets, granite countertops, walk-in shower & soaking tub. Custom French Doors open to a flex space that can be customized to your needs- 4th bedroom, playroom,yoga room- your imagination is the limit. Additional detached garage for storing your toys. No HOA or CDD. Offering a perfect balance of tranquility and accessibility. Enjoy sweet tea and front porch sitting or entertaining on the back deck. Loretto Elementary is just across the street and you will be delighted to discover that shopping, restaurants and recreation are nearby. Seller offering $10,000.00 towards rate buydown or buyer closing cost with full price offer.
Chris Moore · USMC Veteran & REALTOR
Ask Chris a Question
Property Highlights & Specifications
Listing StatusACTIVE IDX LISTING
Price$480,000
Location / CountyJacksonville, FL (32223)
Bedrooms / Baths3 Bed / 2 Bath
Living SqFt1,845 SqFt ($260/SqFt)
SubdivisionGeorge Hartley Grant
Year Built1988
Property TypeResidential
MLS ID#1253482
Photo Count26 MLS Photos
Florida Reality Check: Storms, Taxes & Infrastructure
Every Florida buyer needs an honest due-diligence pass before making an offer. These are the practical checks to review for 3873 LORETTO Road, Jacksonville, FL 32223.
Roof, Structure & Systems
Duval County buyers should verify roof, electrical, plumbing, HVAC, permits where relevant, flood exposure, and insurance pricing before the inspection window closes.
Taxes, CDD & HOA
Florida property taxes can reset after purchase. Confirm homestead assumptions, association dues, CDD assessments, special assessments, and municipal boundaries.
Title, Survey & Escrow
Use a strong closing team to check title defects, liens, boundary issues, unpermitted work, probate issues, and wire-fraud procedures before closing.
Jacksonville Area Facts
Schools
Duval school zones, magnet options, and program choices vary by address. Confirm the exact attendance zone and available programs before making an offer.
Shopping & Errands
Jacksonville daily life changes block by block: compare Town Center, beaches, Riverside, Mandarin, Northside, medical access, and work routes from this address.
Commute Reality
Jacksonville commutes can swing by bridge, interstate, school traffic, and base access. Test the drive during your real morning or afternoon window.
Local Fit
The main checks are commute route, neighborhood resale story, flood or drainage risk, insurance condition, and whether nearby commercial or road activity fits your routine.
Explore Nearby Schools, Dining, Shopping & Healthcare
Use the map as a starting point, then ask Chris to verify school zones, drive times, services, insurance, and offer strategy for this exact address.
Complete MLS Photo Gallery (26 Photos)
Browse every available IDX photo for this standard listing profile.
Mortgage & True Monthly Cost Breakdown
Estimate monthly principal, interest, Florida property taxes, and insurance. This is a planning estimate only.
Est. Total Monthly Payment
$--/mo
Represented Guidance By
Chris Moore | The Moore Group
Marine Corps veteran and Northeast Florida REALTOR. Chris helps buyers verify the listing facts, local fit, inspection risk, insurance, and true monthly cost before they move forward.
Call Chris: (904) 606-9163