Flood Zone & Insurance
Verify the FEMA flood zone, elevation, roof age, 4-point items, and wind mitigation credits before relying on the listing price as the true monthly cost.
CHRIS'S TAKE
Welcome to Bannon Lakes: The Premier 55+ Gated Community! Discover the epitome of Florida living in this elegant 2-bedroom, 2-bathroom home complete with a flex room, nestled within the exclusive Bannon Lakes community. As a resident of the vibrant and active community, you'll have access to a range of amenities. From a private pool and leisure area with a firepit to a clubhouse, fitness center, and tennis and pickleball courts, there are boundless opportunities for recreation and socializing. Arriving at this immaculate home, and you'll immediately notice the attention to detail. A paver driveway and an 8' deco-glass front entry door greet you with charm and style. The 2-car garage boasts an epoxy floor and the screened porch is the ideal place to relax and enjoy the Florida breeze. Take notice in the desirable and convenient water softener treatment system, 7' interior doors, and open concept living area featuring vinyl flooring. The kitchen is a chef's dream, complete with a food prep island, large sink, pantry closet, solid surface countertops, gas hookup, and stainless-steel appliances. The owner's bathroom is a true retreat with an oversized walk-in shower with a comfortable bench, double vanity, ceramic tile, linen closet, separate toilet room, and spacious walk-in closet. Open the large sliding glass doors leading to the open back patio, complete with a gas hookup for outdoor cooking and entertainment. This exquisite home combines the best of modern and functional living with the unparalleled amenities of Bannon Lakes. Don't miss your chance to own a slice of paradise in this vibrant community.
Chris Moore · USMC Veteran & REALTOR
Ask Chris a Question
Property Highlights & Specifications
Listing StatusACTIVE IDX LISTING
Price$370,000
Location / CountySt. Augustine, FL (32095)
Bedrooms / Baths2 Bed / 2 Bath
Living SqFt1,547 SqFt ($239/SqFt)
SubdivisionBridge Bay At Bannon Lakes
Year Built2021
Property TypeResidential
MLS ID#1253506
Photo Count44 MLS Photos
Florida Reality Check: Storms, Taxes & Infrastructure
Every Florida buyer needs an honest due-diligence pass before making an offer. These are the practical checks to review for 233 ROCK SPRING Loop, St. Augustine, FL 32095.
Roof, Structure & Systems
St. Johns County due diligence should include CDD/HOA review, insurance and flood checks, roof or builder warranty status, and commute assumptions.
Taxes, CDD & HOA
Florida property taxes can reset after purchase. Confirm homestead assumptions, association dues, CDD assessments, special assessments, and municipal boundaries.
Title, Survey & Escrow
Use a strong closing team to check title defects, liens, boundary issues, unpermitted work, probate issues, and wire-fraud procedures before closing.
St. Augustine Area Facts
Schools
St. Johns County school zones are a major buyer consideration, but they still need to be verified by exact property address.
Shopping & Errands
US-1, I-95, Nocatee, World Golf Village, beach-side corridors, and historic St. Augustine access shape errands, restaurants, and medical trips.
Commute Reality
This area can be lifestyle-heavy. Compare I-95, US-1, beach access, school traffic, and Jacksonville commute timing before you lock onto a neighborhood.
Local Fit
Review CDD or HOA costs, builder or community rules, tourism pressure where relevant, flood zone, insurance, and commute timing before deciding from photos.
Explore Nearby Schools, Dining, Shopping & Healthcare
Use the map as a starting point, then ask Chris to verify school zones, drive times, services, insurance, and offer strategy for this exact address.
Complete MLS Photo Gallery (44 Photos)
Browse every available IDX photo for this standard listing profile.
Mortgage & True Monthly Cost Breakdown
Estimate monthly principal, interest, Florida property taxes, and insurance. This is a planning estimate only.
Est. Total Monthly Payment
$--/mo
Represented Guidance By
Chris Moore | The Moore Group
Marine Corps veteran and Northeast Florida REALTOR. Chris helps buyers verify the listing facts, local fit, inspection risk, insurance, and true monthly cost before they move forward.
Call Chris: (904) 606-9163