Flood Zone & Insurance
Verify the FEMA flood zone, elevation, roof age, 4-point items, and wind mitigation credits before relying on the listing price as the true monthly cost.
CHRIS'S TAKE
Ideal for entertaining, the Fraser's open-concept layout features a large kitchen with stainless steel appliances, Quartz countertops and a breakfast-bar island, flanked by a separate dining area and a great room with access to an inviting covered patio. You'll also enjoy the convenience of a laundry room, plus a mud room with a tech center. Two secondary bedrooms share access to a full hall bath, and a secluded master suite boasts a walk-in closet and private bath. ASK ABOUT BELOW-MARKET INTEREST RATES!
Chris Moore · USMC Veteran & REALTOR
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Property Highlights & Specifications
Listing StatusACTIVE IDX LISTING
Price$364,990
Location / CountySt. Augustine, FL (32084)
Bedrooms / Baths3 Bed / 2 Bath
Living SqFt1,700 SqFt ($215/SqFt)
SubdivisionArbors At Lightsey Crossing
Year Built2023
Property TypeResidential
MLS ID#1246172
Photo Count3 MLS Photos
Florida Reality Check: Storms, Taxes & Infrastructure
Every Florida buyer needs an honest due-diligence pass before making an offer. These are the practical checks to review for 642 LIGHTSEY CROSSING Lane, St. Augustine, FL 32084.
Roof, Structure & Systems
St. Johns County due diligence should include CDD/HOA review, insurance and flood checks, roof or builder warranty status, and commute assumptions.
Taxes, CDD & HOA
Florida property taxes can reset after purchase. Confirm homestead assumptions, association dues, CDD assessments, special assessments, and municipal boundaries.
Title, Survey & Escrow
Use a strong closing team to check title defects, liens, boundary issues, unpermitted work, probate issues, and wire-fraud procedures before closing.
St. Augustine Area Facts
Schools
St. Johns County school zones are a major buyer consideration, but they still need to be verified by exact property address.
Shopping & Errands
US-1, I-95, Nocatee, World Golf Village, beach-side corridors, and historic St. Augustine access shape errands, restaurants, and medical trips.
Commute Reality
This area can be lifestyle-heavy. Compare I-95, US-1, beach access, school traffic, and Jacksonville commute timing before you lock onto a neighborhood.
Local Fit
Review CDD or HOA costs, builder or community rules, tourism pressure where relevant, flood zone, insurance, and commute timing before deciding from photos.
Explore Nearby Schools, Dining, Shopping & Healthcare
Use the map as a starting point, then ask Chris to verify school zones, drive times, services, insurance, and offer strategy for this exact address.
Complete MLS Photo Gallery (3 Photos)
Browse every available IDX photo for this standard listing profile.
Mortgage & True Monthly Cost Breakdown
Estimate monthly principal, interest, Florida property taxes, and insurance. This is a planning estimate only.
Est. Total Monthly Payment
$--/mo
Represented Guidance By
Chris Moore | The Moore Group
Marine Corps veteran and Northeast Florida REALTOR. Chris helps buyers verify the listing facts, local fit, inspection risk, insurance, and true monthly cost before they move forward.
Call Chris: (904) 606-9163