CHRIS'S TAKE
Nestled on a serene .42-acre wooded lot, this charming double-wide home is a tranquil retreat that offers comfort, space, and a taste of nature's beauty. As you approach the property, a screened front porch, measuring 17 feet by 14 feet, beckons you with its promise of peaceful mornings and evenings, where you can sip your coffee or unwind after a long day. Upon crossing the threshold, you're welcomed into a warm and inviting living room that seamlessly connects with the kitchen. The kitchen, complete with all necessary appliances and a convenient breakfast bar, is the heart of the home, where delicious meals are prepared and enjoyed. It's a space that encourages togetherness, whether it's sharing stories over a hearty breakfast or cooking up a storm with loved ones from a public boat ramp on Holden Pond. Whether you're an avid boater or simply seeking a peaceful lakeside escape, this proximity ensures that aquatic adventures are always within reach. Inside, the double-wide home boasts a comfortable layout designed to accommodate modern living. Spacious interiors complement the expansive outdoor space, creating a harmonious blend of indoor and outdoor living. The Four Lakes Community itself is known for its friendly atmosphere and natural beauty, providing a picturesque backdrop for a laid-back lifestyle. Residents enjoy the benefits of community living while still having the freedom to relish their personal retreat. Don't miss the opportunity to make this double-wide home in the Four Lakes Community your own. Experience the joy of living amidst nature, with the added bonus of a fenced yard and a convenient location near Holden Pond's public boat ramp. This property is more than just a home; it's an invitation to embrace a lifestyle that harmonizes comfort, convenience, and the great outdoors. Welcome home!
Property Highlights & Specifications
Listing StatusACTIVE IDX LISTING
Price$165,000
Location / CountyHawthorne, FL (32640)
Bedrooms / Baths3 Bed / 2 Bath
Living SqFt1,292 SqFt ($128/SqFt)
SubdivisionMetes & Bounds
Year Built2006
Property TypeResidential
MLS ID#1256589
Photo Count29 MLS Photos
Florida Reality Check: Storms, Taxes & Infrastructure
Every Florida buyer needs an honest due-diligence pass before making an offer. These are the practical checks to review for 122 KELLY Lane, Hawthorne, FL 32640.
Flood Zone & Insurance
Verify the FEMA flood zone, elevation, roof age, 4-point items, and wind mitigation credits before relying on the listing price as the true monthly cost.
Roof, Structure & Systems
Putnam County properties often need careful septic, well, roof, survey, waterfront, and insurance review during the inspection period.
Taxes, CDD & HOA
Florida property taxes can reset after purchase. Confirm homestead assumptions, association dues, CDD assessments, special assessments, and municipal boundaries.
Title, Survey & Escrow
Use a strong closing team to check title defects, liens, boundary issues, unpermitted work, probate issues, and wire-fraud procedures before closing.
Hawthorne Area Facts
Schools
Putnam County school assignments should be verified by exact address, especially around rural routes and small-community boundaries.
Shopping & Errands
Palatka, Crescent City, Interlachen, St. Augustine, Gainesville, and river-area access can all affect daily errands and weekend routines.
Commute Reality
Drive-time checks matter here because rural roads, river crossings, and trips to larger employment or medical centers can change the daily feel.
Local Fit
Buyers should verify well or septic systems, flood and waterfront exposure, survey details, insurance, road access, and condition before relying on price alone.
Explore Nearby Schools, Dining, Shopping & Healthcare
Use the map as a starting point, then ask Chris to verify school zones, drive times, services, insurance, and offer strategy for this exact address.
School Zone VerificationConfirm the assigned elementary, middle, and high school by exact address before making an offer.
Daily ErrandsCompare groceries, pharmacy, dining, and medical access from this address, not just from the city label.
Insurance & Flood ReviewRequest flood-zone, roof, wind mitigation, and insurance quotes early, especially near water or older construction.
Commute TestDrive your real route at the real time of day before deciding the location works.
Mortgage & True Monthly Cost Breakdown
Estimate monthly principal, interest, Florida property taxes, and insurance. This is a planning estimate only.
Represented Guidance ByChris Moore | The Moore Group
Marine Corps veteran and Northeast Florida REALTOR. Chris helps buyers verify the listing facts, local fit, inspection risk, insurance, and true monthly cost before they move forward.
Call Chris: (904) 606-9163