Flood Zone & Insurance
Verify the FEMA flood zone, elevation, roof age, 4-point items, and wind mitigation credits before relying on the listing price as the true monthly cost.
CHRIS'S TAKE
REDUCED a MUST SEE! A Real Gem on the St. Johns River! Beautiful views, new dock and gorgeous back porch to enjoy and entertain. The Cottage House is a 2/2 renovated. Cottage has completely new plumbing system: Sanitary Sewer and water piping, Septic System, Tankless Water Heater, Aerator and bladder tank, lastly all new plumbing and fixtures. New Heat/AC: High efficiency Heat Pump, all new duct work and programmable thermostat. New Electrical: 125-amp Panel and circuit breakers, new devices, plugs and fixtures. Complete tie down system per 2017 FL Building Code: Structure to ground Hurricane clips, straps and anchors. Enjoy your mornings and evenings on the oversized back porch, ready for your large gathering or private oasis. Bring your boat, kayaks, and fishing poles!
Chris Moore · USMC Veteran & REALTOR
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Property Highlights & Specifications
Listing StatusACTIVE IDX LISTING
Price$405,700
Location / CountyPalatka, FL (32177)
Bedrooms / Baths2 Bed / 2 Bath
Living SqFt1,228 SqFt ($330/SqFt)
SubdivisionRiverside Park
Year Built1959
Property TypeResidential
MLS ID#1250818
Photo Count40 MLS Photos
Florida Reality Check: Storms, Taxes & Infrastructure
Every Florida buyer needs an honest due-diligence pass before making an offer. These are the practical checks to review for 117 RIVERSIDE Drive, Palatka, FL 32177.
Roof, Structure & Systems
Putnam County properties often need careful septic, well, roof, survey, waterfront, and insurance review during the inspection period.
Taxes, CDD & HOA
Florida property taxes can reset after purchase. Confirm homestead assumptions, association dues, CDD assessments, special assessments, and municipal boundaries.
Title, Survey & Escrow
Use a strong closing team to check title defects, liens, boundary issues, unpermitted work, probate issues, and wire-fraud procedures before closing.
Palatka Area Facts
Schools
Putnam County school assignments should be verified by exact address, especially around rural routes and small-community boundaries.
Shopping & Errands
Palatka, Crescent City, Interlachen, St. Augustine, Gainesville, and river-area access can all affect daily errands and weekend routines.
Commute Reality
Drive-time checks matter here because rural roads, river crossings, and trips to larger employment or medical centers can change the daily feel.
Local Fit
Buyers should verify well or septic systems, flood and waterfront exposure, survey details, insurance, road access, and condition before relying on price alone.
Explore Nearby Schools, Dining, Shopping & Healthcare
Use the map as a starting point, then ask Chris to verify school zones, drive times, services, insurance, and offer strategy for this exact address.
Complete MLS Photo Gallery (40 Photos)
Browse every available IDX photo for this standard listing profile.
Mortgage & True Monthly Cost Breakdown
Estimate monthly principal, interest, Florida property taxes, and insurance. This is a planning estimate only.
Est. Total Monthly Payment
$--/mo
Represented Guidance By
Chris Moore | The Moore Group
Marine Corps veteran and Northeast Florida REALTOR. Chris helps buyers verify the listing facts, local fit, inspection risk, insurance, and true monthly cost before they move forward.
Call Chris: (904) 606-9163