/* ============================================================
   Chris Moore · mooregroupfl.com — shared styles
   Navy + warm gold theme · Marine veteran realtor site
   ============================================================ */
:root{
  --navy:#0E2347; --navy-deep:#050E22; --navy-soft:#23426B;
  --gold:#C9A961; --gold-deep:#A8862E; --gold-soft:#E8D9A8;
  --cream:#F5EFDC; --bone:#FBF9F4;
  --ink:#0F1A2E; --slate:#3F4A60; --muted:#6B7589; --line:#E3DDCB;
  --shadow:0 1px 2px rgba(14,35,71,.06), 0 10px 28px rgba(14,35,71,.08);
  --shadow-lg:0 6px 18px rgba(14,35,71,.10), 0 28px 60px rgba(14,35,71,.16);
  --radius:14px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',-apple-system,system-ui,sans-serif;color:var(--ink);background:var(--bone);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:'Playfair Display',Georgia,serif;color:var(--navy);line-height:1.12;letter-spacing:-.015em}
h1{font-size:clamp(2.4rem,5.4vw,4.6rem);font-weight:900}
h2{font-size:clamp(1.9rem,3.4vw,2.8rem);font-weight:800;margin-bottom:.5em}
h3{font-size:1.4rem;font-weight:700;margin-bottom:.4em}
h4{font-size:1.1rem;font-weight:700}
p{color:var(--slate);max-width:62ch}
a{color:var(--navy);text-decoration:none;transition:color .2s}
a:hover{color:var(--gold-deep)}
ul,ol{padding-left:1.2em;color:var(--slate)}
.container{max-width:1200px;margin:0 auto;padding:0 28px}
.eyebrow{font-family:'Inter';font-weight:700;letter-spacing:.22em;text-transform:uppercase;font-size:.78rem;color:var(--gold-deep);margin-bottom:1em;display:inline-block}
.eyebrow.light{color:var(--gold)}
.gold-rule{display:block;width:48px;height:3px;background:var(--gold);margin:0 auto 22px;border-radius:99px}

/* Topbar */
.topbar{background:var(--navy-deep);color:var(--cream);font-size:.85rem}
.topbar .row{display:flex;justify-content:space-between;align-items:center;padding:9px 28px;max-width:1200px;margin:0 auto;flex-wrap:wrap;gap:8px}
.topbar a{color:var(--cream);display:inline-flex;align-items:center;gap:6px}
.topbar a:hover{color:var(--gold)}
.topbar .divider{opacity:.4;margin:0 14px}
.topbar .ribbon{color:var(--gold);font-weight:700;letter-spacing:.06em}
@media(max-width:680px){.topbar .row{flex-direction:column;text-align:center}.topbar .divider{display:none}}

/* Nav */
nav.main{position:sticky;top:0;z-index:50;background:rgba(251,249,244,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
nav.main .inner{display:flex;align-items:center;justify-content:space-between;padding:18px 28px;max-width:1200px;margin:0 auto;gap:24px}
.brand{display:flex;align-items:center;gap:12px;color:var(--navy)}
.brand .mark{width:50px;height:50px;border-radius:11px;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-soft) 100%);display:grid;place-items:center;color:var(--gold);font-weight:800;font-size:1.2rem;font-family:'Playfair Display',serif;box-shadow:inset 0 0 0 1.5px var(--gold);letter-spacing:.04em}
.brand .name{font-family:'Playfair Display',serif;font-weight:700;font-size:1.3rem;line-height:1}
.brand .name small{font-family:'Inter',sans-serif;font-weight:500;color:var(--gold-deep);letter-spacing:.16em;font-size:.68rem;text-transform:uppercase;display:block;margin-top:4px;line-height:1}
nav.main ul{display:flex;gap:26px;list-style:none}
nav.main ul a{font-weight:600;font-size:.95rem;color:var(--slate)}
nav.main ul a:hover{color:var(--navy)}
@media(max-width:960px){nav.main ul{display:none}}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 24px;border-radius:999px;font-weight:700;font-size:.95rem;transition:transform .15s,box-shadow .2s,background .2s;cursor:pointer;border:0;text-decoration:none;font-family:inherit;letter-spacing:.01em}
.btn-primary{background:var(--navy);color:var(--cream)}
.btn-primary:hover{background:var(--navy-deep);color:var(--cream);transform:translateY(-1px);box-shadow:var(--shadow)}
.btn-ghost{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}
.btn-ghost:hover{background:var(--navy);color:var(--cream)}
.btn-gold{background:var(--gold);color:var(--navy-deep)}
.btn-gold:hover{background:var(--gold-deep);color:#fff;transform:translateY(-1px);box-shadow:var(--shadow)}

/* Sections */
section{padding:88px 0}
section.alt{background:var(--cream)}
.section-head{text-align:center;max-width:720px;margin:0 auto 56px}
.section-head p{margin:14px auto 0;font-size:1.05rem}

/* Page hero (smaller than home hero) */
.page-hero{padding:80px 0 60px;background:radial-gradient(circle at 85% 12%, rgba(201,169,97,.18), transparent 45%),linear-gradient(180deg, var(--cream) 0%, var(--bone) 100%);text-align:center}
.page-hero h1{font-size:clamp(2.2rem,4.6vw,3.6rem);margin-bottom:.4em}
.page-hero h1 .accent{color:var(--gold-deep);font-style:italic}
.page-hero p{margin:0 auto;font-size:1.1rem;max-width:640px}
.page-hero .crumb{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);font-weight:700;margin-bottom:18px}
.page-hero .ctas{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:28px}

/* Prose layout (for guides) */
.prose{max-width:780px;margin:0 auto;color:var(--slate);font-size:1.04rem;line-height:1.72}
.prose h2{margin:1.6em 0 .5em;font-size:1.7rem;color:var(--navy)}
.prose h3{margin:1.4em 0 .4em;font-size:1.3rem;font-family:'Inter';color:var(--navy);font-weight:700;letter-spacing:-.005em}
.prose p{max-width:none;margin:.85em 0}
.prose ul,.prose ol{margin:1em 0;padding-left:1.4em}
.prose li{margin:.4em 0}
.prose blockquote{margin:1.6em 0;padding:18px 22px;border-left:3px solid var(--gold);background:var(--cream);border-radius:0 10px 10px 0;font-style:italic;color:var(--navy);font-family:'Playfair Display',serif;font-size:1.08rem;line-height:1.5}
.prose strong{color:var(--navy);font-weight:700}

/* Cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media(max-width:880px){.cards{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.cards{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px 26px;transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.card .icon{width:46px;height:46px;border-radius:11px;background:linear-gradient(135deg,var(--navy),var(--navy-soft));color:var(--gold);display:grid;place-items:center;font-family:'Playfair Display',serif;font-weight:800;font-size:1.3rem;margin-bottom:16px}
.card h3{color:var(--navy);font-size:1.2rem}
.card p{font-size:.94rem;margin-top:4px}

/* Steps (numbered) */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
@media(max-width:880px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.steps{grid-template-columns:1fr}}
.step{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px 24px;position:relative;text-align:center;transition:transform .2s,box-shadow .2s}
.step:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.step .num{width:54px;height:54px;border-radius:50%;background:var(--navy);color:var(--gold);font-family:'Playfair Display',serif;font-weight:900;font-size:1.5rem;display:grid;place-items:center;margin:0 auto 16px;box-shadow:inset 0 0 0 2px var(--gold)}
.step h3{color:var(--navy);font-size:1.15rem;font-family:'Inter';font-weight:700}
.step p{font-size:.92rem;margin:6px auto 0}

/* FAQ */
.faq{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:12px}
details.q{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;transition:box-shadow .2s}
details.q[open]{box-shadow:var(--shadow)}
details.q summary{font-weight:700;color:var(--navy);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;font-size:1.02rem}
details.q summary::-webkit-details-marker{display:none}
details.q summary::after{content:'+';font-size:1.5rem;color:var(--gold-deep);font-weight:400;transition:transform .2s;margin-left:16px}
details.q[open] summary::after{transform:rotate(45deg)}
details.q p{margin-top:12px;color:var(--slate);font-size:.95rem}

/* Form */
.form-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:32px;max-width:560px;margin:0 auto;box-shadow:var(--shadow)}
.form-card h3{color:var(--navy);font-family:'Inter';font-weight:700;font-size:1.1rem;margin-bottom:18px}
.form-card label{display:block;font-size:.76rem;font-weight:700;color:var(--navy);margin-bottom:5px;letter-spacing:.04em;text-transform:uppercase}
.form-card input,.form-card textarea,.form-card select{width:100%;padding:11px 14px;border:1.5px solid var(--line);border-radius:8px;font-family:inherit;font-size:.95rem;background:var(--bone);margin-bottom:14px;transition:border-color .15s}
.form-card textarea{resize:vertical;min-height:110px}
.form-card input:focus,.form-card textarea:focus,.form-card select:focus{outline:none;border-color:var(--gold);background:#fff}
.form-card button{width:100%;padding:14px;background:var(--navy);color:var(--cream);border:0;border-radius:8px;font-weight:700;cursor:pointer;font-size:1rem;transition:background .2s,transform .15s}
.form-card button:hover{background:var(--navy-deep);transform:translateY(-1px)}
.form-card .row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:520px){.form-card .row2{grid-template-columns:1fr}}
.form-card small.note{display:block;font-size:.75rem;color:var(--muted);text-align:center;margin-top:10px}

/* CTA band */
.cta-band{background:linear-gradient(135deg,var(--navy-deep),var(--navy) 60%,var(--navy-soft));color:var(--cream);text-align:center;padding:80px 28px;position:relative;overflow:hidden}
.cta-band::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 80% 10%, rgba(201,169,97,.18), transparent 50%),radial-gradient(circle at 20% 90%, rgba(201,169,97,.12), transparent 45%);pointer-events:none}
.cta-band h2{color:var(--cream);position:relative}
.cta-band p{color:rgba(245,239,220,.85);max-width:560px;margin:14px auto 26px;position:relative;font-size:1.05rem}
.cta-band .row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;position:relative}
.cta-band .btn-ghost{color:var(--cream);border-color:var(--cream)}
.cta-band .btn-ghost:hover{background:var(--cream);color:var(--navy-deep)}

/* Stat band */
.statband{background:var(--navy);color:var(--cream);padding:64px 0;position:relative;overflow:hidden;text-align:center}
.statband .grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
@media(max-width:760px){.statband .grid{grid-template-columns:1fr 1fr}}
.statband .stat .n{font-family:'Playfair Display',serif;font-weight:900;font-size:clamp(2.2rem,4vw,3rem);color:var(--gold);line-height:1}
.statband .stat .l{margin-top:8px;font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-soft);font-weight:600}

/* Footer */
footer{background:var(--navy-deep);color:rgba(245,239,220,.75);padding:64px 0 32px;font-size:.9rem}
footer .top{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:36px;border-bottom:1px solid rgba(245,239,220,.12)}
@media(max-width:760px){footer .top{grid-template-columns:1fr 1fr;gap:32px}}
footer h4{color:var(--gold);font-family:'Inter';font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.14em;margin-bottom:14px}
footer ul{list-style:none;padding:0;display:flex;flex-direction:column;gap:8px}
footer ul a{color:rgba(245,239,220,.75)}
footer ul a:hover{color:var(--gold)}
footer p{color:rgba(245,239,220,.7);font-size:.88rem;line-height:1.65}
footer .bottom{padding-top:24px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px;font-size:.82rem;color:rgba(245,239,220,.6)}
footer .bottom .badges{display:flex;gap:10px;flex-wrap:wrap}
footer .bottom .badges span{padding:4px 12px;border:1px solid rgba(245,239,220,.2);border-radius:99px;font-size:.7rem;letter-spacing:.06em;color:var(--gold-soft)}